Things are only useful when they’re made well. That goes for all of our lending solutions. We put great care into structuring them so that they serve you well now and in the future. After all, our mortgages, loans and lines of credit are often the foundation of our customers’ greatest life moments.
When searching for your ideal home, you pay close attention to the details that matter most to you. We do that too—for you—when we’re crafting your mortgage. Whether you are buying or refinancing a home, we listen to what you value most and then match you with the right mortgage.
Home loan types offered:
Fixed Rate Mortgages
Mortgage Plus Loans
Refinancing available, please call us at 201-683-8800.
Adjustable Rate Mortgages
Homebuyer Dream Program
First Time Home Buyer Mortgages & Community Mortgages
Down payments as little at 5% down, please call us for details at 201-683-8800.
MORTGAGE PLUS LOANS
WITH RATES AS LOW AS 2.875% FOR 30 YEAR FIXED AND 2.500% FOR 15 YEAR FIXED
Our Mortgage Advisors are at the ready to assist you with the 15 Year Fixed or 30 Year Fixed Residential Mortgage you need whether purchasing your first home or refinancing your current. With low competitive rates, personalized service, and a connection to our industry leading AxisChecking™ and AxisSavings™ accounts your new loan is right around the corner. Learn More
HOMEBUYER DREAM PROGRAMTM
The Homebuyer Dream Program is a grant program offered to eligible first time home buyers that provides up to $15,000 on a first come first serve basis. Grant money can be used to pay up to $14,500 towards down payment and closing costs, with $500 as credit towards an approved homeowner counseling program.
Household is a first-time homebuyer
Total household income is at or below 80% area median income
Provide a fully executed Purchase and Sales Contract
A minimum equity contribution of $1,000 towards the purchase
Purchase an eligible property in New Jersey
Completion of homeownership counseling
Execution of a 5 year retention document at closing
Other restrictions may apply.
HOME EQUITY LOAN
You have a lot of important financial needs. For a smart way to finance them, take out a home equity loan. Choose from a range of terms and enjoy the same fixed rate and monthly payment. There are no points, fees or closing costs. Renovate your home, pay for an upcoming expense or fund just about anything. Our local lenders will show you the way.
HOME EQUITY LINE OF CREDIT
A line of credit is like having cash on hand whenever you need it. Simply write a check for $500 or more as you would with a regular checking account. The line is secured by your home, and you only pay interest on the money you use. As repayments are made, the funds become available once again.
AUTOMATIC LOAN PAYMENTS
Our automated funds transfer service is an effortless way to have your loan payment automatically deducted from your checking or statement savings account. When you enroll, the funds are then electronically submitted to us for immediate credit to your loan.
Everyone is made a bit differently, with unique spending styles and financial needs. It’s why we offer a variety of credit cards that accomplish your specific goals, whether it’s accumulating rewards points, building your credit or paying down balances faster.