PERSONAL

SAVINGS & CDs

Attention to detail matters, especially when it comes to your financial safety net. Our powerful savings solutions include all sorts of perks to give you clarity and make accumulating those extra funds a whole lot easier.

ALL OF OUR PERSONAL SAVINGS ACCOUNTS FEATURE:

  • Free eBanking

  • Free eMobile Banking

  • Free 24-hour Telephone Banking

  • Free Direct Deposit Available

AXISSAVINGS™

It’s empowering to have a bank that creates just what you need, like this savings account featuring unlimited ATM fee rebates worldwide¹, no fees and no minimum balance requirement.

• Unlimited ATM cash withdrawal fee rebates worldwide1
• No monthly maintenance fees
• Minimum opening deposit of $1
• Interest earned on all balances2
• Avoid $2 monthly service charge when you enroll in eBanking and select eStatements
• Six withdrawals or transfers allowed per statement cycle3

SIMPLY-SAFE SAVINGS

Once you get into the momentum of saving, it does become simple. This account includes tiered interest rates to grow high balances even higher.

• Earn tiered interest monthly, from day of deposit to day of withdrawal2
• ATM card available
• Minimum opening deposit of $54
• Monthly service charge of $1 for balances below $100
• Six withdrawals or transfers allowed per statement cycle3

HOLIDAY OR SPECIAL OCCASION SAVINGS

Make more memories and experience less debt with these interest-bearing accounts.

• Interest earned on all account balances2
• Minimum opening deposit of $3
• Account duration is for fifty weeks with a check for the account total mailed to the account holder at maturity
• Holiday Savings checks issued each October
• Special Occasion Savings checks issued each April
• Six withdrawals or transfers allowed per statement cycle3

CERTIFICATES OF DEPOSIT (CDs)

Round out your savings strategy with the security of our CDs, which feature flexible terms and fixed interest rates. These make it easy to save on your terms.

• From six months to five year terms

• Interest rate locked in for the entire term

• Minimum opening deposit of $1,000 or $5,000 based upon term 

• At CD maturity we notify you to help you plan your investment options

• Penalty may apply for early withdrawal

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Your ambitions for retirement deserve to become a reality. And here is where it starts—with a variety of plans that shape your investments for success as well as bankers who care about making your dreams happen. Call us at 201-507-3257.

• Rollover IRA

• Traditional IRA

• Roth IRA

• Simplified Employee Pension (SEP) Plan

LEARN MORE

SAFE DEPOSIT BOXES

Put your most valuable things where you can conveniently access them. We offer safe deposit boxes at our Clifton, Florham Park, Glen Rock, Mahwah and Rochelle Park branches. Choose from a variety of sizes listed below. Visit a branch or our website for more information.

• 2" x 5" (Glen Rock only)

• 3" x 5"

• 5" x 5"         

• 3" x 10"

• 5" x 10"

• 10" x 10"    

The contents of your Safe Deposit Box are not protected against loss by Blue Foundry Bank™ and for your protection you may wish to secure your own insurance for protection against loss with an insurance company of your own choice. You should keep a complete list and description of all your property stored in your Safe Deposit Box and any available proof of ownership.

1 Unlimited ATM fee rebates apply to cash withdrawals using your ATM card at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry AxisSavings™ account. Blue Foundry Bank™ makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from ATM operators. Blue Foundry Bank™ reserves the right to modify or discontinue the ATM fee rebate at any time.

2 Rate is subject to change after account opening. Fees may reduce the earnings on the account.

3 During any statement cycle, per Regulation D, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. These limits do NOT apply to cash withdrawals from your account or to fund transfers made to another Blue Foundry Bank™ account if conducted by mail or at an ATM.

4 New money only