FREE
CHECKING
Financial stability is a big part of life. So we make tools and services that help the money side of your life work as smoothly and successfully as possible. Our customers all have different needs and goals. Our intention is to meet those needs with a menu of checking accounts to fit your individual savings and spending preferences.
ALL OF OUR CHECKING ACCOUNTS FEATURE:
Free eBanking and eMobile Banking
Free eBillPay
Free 24-hour Telephone Banking
Early Pay Available with Direct Deposit & ACH Credits
Free Direct Deposit
Free Debit MasterCard®
BLUE AXIS® CHECKING
When an account features unlimited ATM fee rebates worldwide1, no fees and no minimum balance, you know it’s designed with great care for your financial wellness.
Unlimited ATM cash withdrawal fee rebates worldwide1
No monthly maintenance fees
Minimum opening deposit of $1
Earn up to $120 annually with our quarterly promotions
Interest earned on all balances2
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Add BLUE AXIS® ICS® SWEEP5 to receive expanded FDIC Insurance coverage of up to $135 million, all while keeping your funds liquid
BLUE AXIS EDGE® CHECKING
Earn $3003 when you maintain a monthly minimum direct deposit of $500 for at least 6 months.
We take this essential account to a whole new level, offering everything you need for financial wellness, plus these added benefits:
Unlimited ATM cash withdrawal fee rebates worldwide1
No monthly maintenance fees
Minimum opening deposit of $1
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
1 Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry Blue Axis® Checking account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
2 Rate is subject to change after account opening. Fees may reduce the earnings on the account.
3 Only one bonus per tax id, per product. Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months. Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period. The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. For tax purposes, bonus will be reported on form 1099.
Accounts opened online require eBanking enrollment.