Successful cash flow management doesn’t just happen. You have to make it. That’s where our bankers have the edge. As financial visionaries, we’re always looking for innovative ways to help your business be financially stronger, able to optimize spending power and positioned to have more money coming in than going out. It’s a privilege to be so focused on your success.


Earn higher interest rates, improve liquidity and efficiently manage your business finances with our Sweep Accounts solution. This service allows you to easily organize your funds within multiple deposit and/or loan accounts. The main business account is first setup with a balance threshold, which could even be as low as zero. After your daily transactions are complete, funds left in your main business account are automatically transferred to or from your sub-account(s) so that you can earn more interest on your operating cash or make payments towards your loan account. Let your money work for you and your business!


Our Business Banking Solutions product, in partnership with FINSYNC, gives you access to a range of back-office tools to help your business thrive. We now have all of the tools you need in one convenient location to keep you and your business in sync.

  • Get paid faster and pay bills easier

  • Accept credit card payments your way

  • Process payroll with confidence and lower cost

  • Automate accounting and cash flow with ease

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Reduce your risk of fraud with this service that electronically compares the checks your business issues each day with the information in your account. Discrepancies are flagged and reported to help prevent check altering and forgery.


Save time and improve cash flow by depositing your checks right from your office. It’s easy to do. Simply scan the checks into your account from a scanner that we’ll place at your business.


When you make and collect payments online automatically, great things happen. You’ll expedite all payments, accelerate cash flow, reduce returned checks and simplify the payroll process. Payments and receipts are transferred through the Automated Clearing House (ACH) between the payor and payee banks. With our Same Day ACH Service, you can even choose to have your ACH file received on the same day you process it.


This secure and convenient service allows you to electronically send money to a person or company across the country or across the world. It’s a safer alternative to checks or money orders.


A bank that works all day and stays up all night. Now that’s a bank that understands the needs of local businesses. Securely make your deposits day or night with our night depository services. This service is available at select branches.


Simple, secure, and cost-free, ZDeposit and ZRent are designed to make easy work of rental finances for both tenants and landlords. These automatic online property management tools for security deposits and rent collection allow you to access their detailed dashboards for easy tracking anytime, anywhere.

ZDeposit includes built-in compliance tools, the option to open security deposit accounts online and the ability to send annual interest payments directly to tenants. Learn More

ZRent provides automatic rent collection, the capability to consolidate multiple tenant payments and reliable payment processing. Learn More


Make purchases in seconds with just a tap of your phone or click of a button - it's faster and easier. It's also more secure - your card number is not stored on your device or shared with merchants. Since you don't have to show your debit card, your private account information is protected and no one has to touch your payment method.

Just simply add your card into your smartphone's Digital Wallet app and you're ready to start making purchases!

Apple Wallet | Google Pay | Samsung Pay

LIVE ITM (Interactive Teller Machine)

We’ve taken the individualized attention of our Universal Banker and combined it with the convenience of an ATM! It lets you talk to us on the spot, which means you get the same personal attention you receive in one of our branches, right from the Live ITM.

To make your banking even more convenient, we’ve extended the hours from 8am to 6pm Monday through Friday, and 9am to 2pm on Saturdays at the ITM. That’s banking on your terms and one more way we are bringing our Blue Is Here For You personal-touch service to life.

Features & Locations


At Blue Foundry Bank, we value meeting the needs of our customers. So we’re introducing yet another way to make your life easier. Our Answer Desk is here to help answer your banking questions, with both English and Spanish-speaking Universal Bankers available during standard business hours, and numerous other features available 24/7 to assist you.

For answers to your banking questions, day or night, call our Answer Desk at 888-931-BLUE.

Learn More


We've designed a no fee overdraft program allowing you to bank on your terms, featuring Balance Access and Transfer Access options:

  • Balance Access - With this feature, you have access to an additional $500 for consumers and $1,000 for businesses for those "just in case" moments with no incremental fees. If you make a payment and your checking account does not contain sufficient funds, as long as you maintain your account in good standing, we will strive to approve your overdraft items using your Balance Access overdraft.

  • Transfer Access - This feature allows you to link your Blue Foundry Bank Checking Account to access the funds in another Blue Foundry Bank Account to cover any insufficient funds with no incremental fees.

Please refer to the disclosures for other terms and conditions.


Put your most valuable things where you can conveniently access them. We offer safe deposit boxes at our Clifton, Florham Park, Glen Rock, Mahwah and Rochelle Park branches. Choose from a variety of sizes listed below. Visit a branch or our website for more information.

2" x 5" (Glen Rock only)

3" x 5"

5" x 5"         

3" x 10"

5" x 10"

10" x 10"    

The contents of your Safe Deposit Box are not protected against loss by Blue Foundry Bank® and for your protection you may wish to secure your own insurance for protection against loss with an insurance company of your own choice. You should keep a complete list and description of all your property stored in your Safe Deposit Box and any available proof of ownership

Please visit our Careers Page to learn about available opportunities.

Available Careers