Successful cash flow management doesn’t just happen. You have to make it. That’s where our bankers have the edge. As financial visionaries, we’re always looking for innovative ways to help your business be financially stronger, able to optimize spending power and positioned to have more money coming in than going out. It’s a privilege to be so focused on your success.


Our Business Banking Solutions product, in partnership with FINSYNC, gives you access to a range of back-office tools to help your business thrive. We now have all of the tools you need in one convenient location to keep you and your business in sync.

  • Get paid faster and pay bills easier

  • Accept credit card payments your way

  • Process payroll with confidence and lower cost

  • Automate accounting and cash flow with ease

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Reduce your risk of fraud with this service that electronically compares the checks your business issues each day with the information in your account. Discrepancies are flagged and reported to help prevent check altering and forgery.


Save time and improve cash flow by depositing your checks right from your office. It’s easy to do. Simply scan the checks into your account from a scanner that we’ll place at your business.


Automating your online payments and collections leads to significant benefits for you and your business. By selecting our Same Day ACH option, the recipient will receive the ACH entry the same day you initiate processing, offering unparalleled efficiency and convenience. You’ll expedite all payments, accelerate cash flow, reduce returned checks and simplify the payroll process. Payments and receipts are transferred through the Automated Clearing House (ACH) between the payor and payee banks.

Same Day ACH entries must be received by 3pm on business days to be processed.


This secure and convenient service allows you to electronically send money to a person or company across the country or across the world. It’s a safer alternative to checks or money orders.


A bank that works all day and stays up all night. Now that’s a bank that understands the needs of local businesses. Securely make your deposits day or night with our night depository services. This service is available at select branches.


Cost-free and secure, ZRent is designed to make the management of rental finances for both tenants and landlords simple. This automatic online tool for rent collection allows you to access detailed dashboards for easy tracking anytime, anywhere.

ZRent provides automatic rent collection, the capability to consolidate multiple tenant payments and reliable payment processing. Learn More


Whether you are a municipality, attorney, or property manager, this free ZEscrow digital tool is the ideal solution to simplify your escrow needs. It saves time by providing you with the ability to securely organize documents, receive automated notifications, and virtually manage escrow and sub-accounts, all in one place with anytime access.

  • Open, manage, transfer funds and close sub-accounts

  • Automate delivery of statements, interest tracking and IRS reporting

  • Customize interest calculation and splitting

  • Organize sub-accounts to simplify tracking

  • Invite beneficiaries to complete account documents online

  • Access to detailed reports and statements

Learn More


Make purchases in seconds with just a tap of your phone or click of a button - it's faster and easier. It's also more secure - your card number is not stored on your device or shared with merchants. Since you don't have to show your debit card, your private account information is protected and no one has to touch your payment method.

Just simply add your card into your smartphone's Digital Wallet app and you're ready to start making purchases!

Apple Wallet | Google Pay | Samsung Pay

LIVE ITM (Interactive Teller Machine)

We’ve taken the individualized attention of our Universal Banker and combined it with the convenience of an ATM! It lets you talk to us on the spot, which means you get the same personal attention you receive in one of our branches, right from the Live ITM.

To make your banking even more convenient, we’ve extended the hours from 8am to 6pm Monday through Friday, and 9am to 2pm on Saturdays at the ITM. That’s banking on your terms and one more way we are bringing our Blue Is Here For You personal-touch service to life.

Features & Locations


At Blue Foundry Bank, we value meeting the needs of our customers. So we’re introducing yet another way to make your life easier. Our Answer Desk is here to help answer your banking questions, with both English and Spanish-speaking Universal Bankers available during standard business hours, and numerous other features available 24/7 to assist you.

For answers to your banking questions, day or night, call our Answer Desk at 888-931-BLUE.

Learn More


We've designed a no fee overdraft program allowing you to bank on your terms, featuring Balance Access and Transfer Access options:

  • Balance Access - With this feature, you have access to an additional $500 for consumers and $1,000 for businesses for those "just in case" moments with no incremental fees. If you make a payment and your checking account does not contain sufficient funds, as long as you maintain your account in good standing, we will strive to approve your overdraft items using your Balance Access overdraft.

  • Transfer Access - This feature allows you to link your Blue Foundry Bank Checking Account to access the funds in another Blue Foundry Bank Account to cover any insufficient funds with no incremental fees.

Please refer to the disclosures for other terms and conditions.


Put your most valuable things where you can conveniently access them. We offer safe deposit boxes at our Clifton, Florham Park, Glen Rock, Mahwah and Rochelle Park branches. Choose from a variety of sizes listed below. Visit a branch or our website for more information.

2" x 5" (Glen Rock only)

3" x 5"

5" x 5"         

3" x 10"

5" x 10"

10" x 10"    

The contents of your Safe Deposit Box are not protected against loss by Blue Foundry Bank® and for your protection you may wish to secure your own insurance for protection against loss with an insurance company of your own choice. You should keep a complete list and description of all your property stored in your Safe Deposit Box and any available proof of ownership

Please visit our Careers Page to learn about available opportunities.

Available Careers