ONLINE PRIVACY POLICY

Blue Foundry Bank Online Privacy Policy

Blue Foundry Bank respects your privacy and recognizes the importance of protecting your personal information. This Online Privacy Policy provides information about how Blue Foundry Bank collects and uses Personally Identifiable Information about its users obtained via this website only. This policy also explains we collect information based on your interaction with our website, mobile application or site, and digital ads. "Personally Identifiable Information" is specific information about users that enables us to identify you, such as your name, e-mail address and/or home address.

Disclosure of Personally Identifiable Information by Users

In general, you may visit and browse the Blue Foundry Bank website and find out about our products without providing any Personally Identifiable Information about yourself. For example, you are not required, but you may choose to provide us with Personally Identifiable Information if you send us questions through e-mail or online inquiry. Information you send us will be used by us to help us tailor our website and products to our users' needs in order to provide the highest level of service. Personally Identifiable Information provided voluntarily through this website will not be disclosed unless we are required or permitted to do so by law.

Use of Cookies or Similar Technologies

Blue Foundry Bank’s website functions are based, in part, on your browser's ability to accept cookies or similar technologies. “Cookies” are electronic files a website can send to a visitor’s web browser and are often stored on a user’s device to track the user’s areas of interest. For example, our website uses cookies to help us analyze how users interact with and use the website, compile reports on activity and provide other services related to activity and usage. Most browsers are initially set up to accept cookies. You may block cookies by changing the settings on your internet browser or through the use of software programs specifically designed to block cookies; however, this may limit your access to some areas of our website, and may prevent your use of the Blue Foundry Bank website. We may also use cookies in our online advertising to monitor websites to determine which of our advertisements are most likely to appeal to you, to display advertisements to you and then monitor your response. Please see “OnLine Advertising” section below for more information. Blue Foundry Bank monitors this website for unauthorized attempts to upload or change information to defeat or circumvent security measures or utilize this site for other than its intended purposes. By using this website, you expressly consent to such monitoring.

Limitation on Use of Personally Identifiable Information

Generally, Personally Identifiable Information collected via this website is for use by Blue Foundry Bank only. No Personally Identifiable Information about visitors to this website is sold to third parties. However, Personally Identifiable Information about you or your company may be released to third parties, shared and/or utilized to protect against or investigate fraud, if required by law and/or to establish or exercise our legal rights or defend against claims. Additionally, Blue Foundry Bank may provide Personally Identifiable Information about you to outside agents or third parties under contract with Blue Foundry Bank. This Personally Identifiable Information is only being provided to and is only used by those parties in conjunction with the services those parties provide to Blue Foundry Bank.

How We Maintain Personally Identifiable Information

The safeguarding of Personally Identifiable Information is important to Blue Foundry Bank. To protect Personally Identifiable Information from unauthorized access, we use reasonable physical, electronic, and procedural safeguards that comply with applicable federal and state laws. Electronic mail sent through the Internet may not be secure and could be intercepted by a third party. For your protection, avoid sending identifying information, such as account, Social Security or card numbers to us or others via email. Blue Foundry Bank is in no way responsible for the security of Personally Identifiable Information provided by you in an unsecure manner nor is Blue Foundry Bank responsible for what a third party does with any information provided by you.

How We Respond to Do Not Track Signals

If you have enabled your Internet browser to refuse cookies or have selected a "do not track" preference, we will not collect personal information about you. In addition, when you visit our website, third parties will not collect personal information about you or your online activities over time or across websites.

Browsers

We may collect certain information from your browser, such as your device type, screen resolution, operating system version and Internet browser type and version. We use this information to ensure that our websites function properly and also for security reasons.

Location Tracking

We may collect information about your physical location through our websites and mobile applications based on your IP address. IP Address is a number assigned to your computer by a Web server when you are on the Internet; we might use IP address information to determine the number of users who have visited a specific area of our Site. Please note we could use this information to identify you if necessary to comply with legal requirements or for security issues. An example includes your physical location when you search for a nearby financial advisor using your mobile device.

Third-Party Website Links

For your convenience, our website may contain links to other websites that are owned or operated by other companies (“Third Party Websites”). This does not imply any affiliation with, or an endorsement, authorization, sponsorship or promotion of a non-Blue Foundry Bank website or its owner. Blue Foundry Bank accepts no responsibility for the content, products or services provided or any loss or damage of any sort resulting from the use of any Third Party Websites. If you choose to access such non-Blue Foundry Bank websites, you do so at your own risk, and you should be aware that those websites are governed by their own terms and conditions and privacy policies.

Online Advertising

Information collected by our advertising service providers through cookies and similar technologies may include browsing behavior, referring sites and your response to advertisements. These cookies do not collect personal information. Data collected in this manner is only used to improve our advertising. Blue Foundry Bank participates in the AdChoices online behavioral advertising program. If you receive a behaviorally targeted advertisement, you may click on the displayed icon to receive more information and choose to opt out. Your opt-out choices may be affected by your use of a specific device, your browser settings or your log-on credentials. If you opt out, you may still receive online advertising from Blue Foundry Bank, which is not based on your preferences or online behavior. Update your Blue Foundry Bank AdChoices preferences HERE.

Mobile Applications

Blue Foundry Bank’s mobile applications allow you to access your account balances and make financial transactions. This Online Privacy Statement applies to any personal or other information that we may collect through our mobile applications.

Social Media Websites

Blue Foundry Bank participates in social media websites such as Facebook®, Twitter®, YouTube®, Instagram and LinkedIn® that enable online sharing and collaboration among users. Any content you post, opinions you express or personal information that you provide to social media providers is subject to the terms of use and privacy policies of those websites.

Changes to this Statement

Blue Foundry Bank reserves the right to change this privacy statement at anytime. Changes are effective upon posting to this site. Your use of the Site following these changes means that you accept the revised Notice.

Children's On-Line Privacy Information

The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. We do not knowingly collect information from children under 13 without parental consent. Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA).

Making sure information is accurate

Keeping your account information accurate and up to date is very important. You may review, or update certain account information by logging into the eBanking feature on the Site. If you cannot change any incorrect information online, or you prefer to request changes offline, please use the Contact Us option on our site, or call or write to us using the contact information listed on your account statements, records, or other account materials. You can also speak to a representative at any bank branch.

Promotional E-mails

You may choose not to receive promotional e-mails or electronic newsletters from us by following the instructions in the specific email from which you wish to opt-out. If you elect to stop receiving promotional emails from us, we may still contact you through email to tell you important information about us, our Site or service related matter.

Security

The safety and security of your information also depends on you. We have provided you (or where you have chosen) with a password for access to certain parts of our Website. You are responsible for keeping this password confidential and we ask that you not to share your password with anyone.

International Users

The Blue Foundry Bank Site is based in the United States and is subject to United States law. This Site is controlled, operated and administered by the Bank from its offices within the United States. This Online Privacy Policy is provided in accordance with and subject to applicable U.S. law. If you are accessing this Site using a computer that is located outside the United States, you are responsible to ensure that your Internet connection is secure and is not monitored, legally or otherwise, by any third party or jurisdiction. If you are unsure of the security of your international Internet access, you should refrain from accessing this Site until you have confirmed that your access is secure and not monitored. If you decide to continue to access this Site from your location outside the United States, you hereby agree that your use of this Site is subject to this Policy and U.S. law and that you are responsible for complying with applicable laws in all jurisdictions that govern your use and access of this Site.