PERSONAL
SAVINGS
Attention to detail matters, especially when it comes to your financial safety net. Our powerful savings solutions include all sorts of perks to give you clarity and make accumulating those extra funds a whole lot easier.
ALL OF OUR PERSONAL SAVINGS ACCOUNTS FEATURE:
Free eBanking
Free eMobile Banking
Free 24-hour Telephone Banking
Early Pay Available with Direct Deposit & ACH Credits
BLUE AXIS FUSIONSM SAVINGS
Earn up to 4.75% APY1
Realize your maximum savings potential through the fusion of savings and checking. Earn a higher interest rate through qualifying transactions, with each step bringing you closer to reaching your financial goals.
Unlimited ATM cash withdrawal fee rebates worldwide2
No monthly maintenance fees
Minimum opening deposit of $5
Interest earned on all balances
Early Pay available
Must open a new or have an existing Blue Axis Edge® Checking
Must maintain direct deposits totaling $1,000 or more monthly
Must complete 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
BLUE AXIS® SAVINGS
It’s empowering to have a bank that creates just what you need, like this savings account featuring unlimited ATM fee rebates worldwide2, no fees and no minimum balance requirement.
Unlimited ATM cash withdrawal fee rebates worldwide2
No monthly maintenance fees
Minimum opening deposit of $5
Interest earned on all balances3
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
BLUE AXIS EDGE® SAVINGS
Earn $3005 when you deposit $15,000 or more in new money while earning a highly competitive blended rate.
We believe better interest rates make for a better savings account. This blended rate account offers access to highly competitive rates, while keeping your cash liquid. And, it’s perfect for achieving your short to medium-term savings goals.
Unlimited ATM cash withdrawal fee rebates worldwide2
No monthly maintenance fees
Minimum opening deposit of $5
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
SIMPLY-SAFE SAVINGS
Once you get into the momentum of saving, it does become simple. This account includes tiered interest rates to grow high balances even higher.
Earn tiered interest monthly, from day of deposit to day of withdrawal3
Minimum opening deposit of $54
Minimum balance of $100 to avoid maintenance fee
Early Pay available
BLUE AXIS® CLUB SAVINGS
It's the flexible account that lets you choose how to save. Choose what you want to use the account for and save for any purpose, like that vacation you've been dreaming of.
Earn interest monthly3 and receive monthly statements
Minimum opening deposit of $5
Get unlimited access to your money anytime, anywhere
Make withdrawals as needed or transfer funds online, via the mobile app, or at your local branch
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Your ambitions for retirement deserve to become a reality. And here is where it starts—with a variety of plans that shape your investments for success as well as bankers who care about making your dreams happen. Call us at 201-507-3257.
• Rollover IRA
• Traditional IRA
• Roth IRA
• Simplified Employee Pension (SEP) Plan
1 Rate effective as of 12/18/24 is variable and is subject to change after account opening. Fees may reduce the earnings on the account. Minimum deposit to open $5. In order to qualify for the 4.75% APY (Annual Percentage Yield), you must maintain a combined direct deposit of $1,000 or more and ten (10) qualifying Point-of-Sale (POS) transactions during the month in a Blue Axis Edge® Checking account. A qualifying POS debit card transaction is any Blue Foundry Bank Debit Mastercard® transaction that requires either a signature or PIN at the point-of-sale and is counted in the month that it is posted. Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions. APY of 4.75% is based on an interest rate of 4.64%. If you do not meet the requirements for the month, your Blue Axis FusionSM Savings will earn an APY of 0.10%, based on an interest rate of 0.10%. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.
2 Unlimited ATM fee rebates apply to cash withdrawals using your Debit Mastercard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
3 Rate is subject to change after account opening. Fees may reduce the earnings on the account.
4 New money only
5 Only one bonus per tax id, per product. Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period. New money is defined as money not currently on deposit with Blue Foundry Bank. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. This account earns a blended variable rate: balances of $.01 - $4,999.99 earn an APY (Annual Percentage Yield) of 3.90% based on an interest rate of 3.83%; balances of $5,000 - $249,999.99 earn an APY of 1.60% based on an interest rate of 1.59%; and balances of $250,000 and up earn an APY of 2.50% based on an interest rate of 2.47%. Rates are effective as of 12/18/24 and subject to change after account opening. Minimum opening deposit of $5. Fees may reduce the earnings on the account. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.
Accounts opened online require eBanking enrollment.