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Blue Foundry Bank is committed to helping the local businesses in our communities grow. Our Bankers provide personalized service to understand each business’ needs and tailor solutions through our suite of Blue Carbon Business products and services.
Blue Carbon® Business Solutions Checking
Get a CASH BONUS of $1,0001 and FREE3 access to an array of business banking solutions to help keep your business running seamlessly when you maintain a balance of at least $35,000 at all times during a 7-month qualification period.
Blue Carbon® Business Checking
The business checking account that includes everything your business needs to focus on success, including: digital banking services, free cash management, fraud monitoring through positive pay, and much more.
Blue Carbon Edge® Business Checking
Our premier checking account, perfect for businesses with balances over $250,000 featuring everything that comes with Blue Carbon Business Checking and more, including: better interest rates, unlimited incoming and outgoing wires, a dedicated answer desk and team to help you transition over.
| Blue Carbon® Business Solutions Checking |
Blue Carbon® Business Checking |
Blue Carbon Edge® Business Checking |
|
|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 |
| New Money Only | Yes | No | No |
| Bonus to Open | $1,000 cash bonus1 when you maintain a balance of $35,000 for 7-months | None | None |
| Overdraft Fees | None | None | None |
| Free ATM's Everywhere | FREE2 | FREE2 | FREE2 |
| Remote Deposit Capture Service and Single-feed Scanner |
FREE3 | FREE | FREE |
| Direct Connect to QuickBooks | FREE4 | FREE4 | FREE4 |
| Free Wire Transfers | Unlimited Incoming and Outgoing |
2 Outgoing per month5 | Unlimited Incoming and Outgoing |
| Online Wire Transfers Platform | FREE Access | FREE Access | FREE Access |
| ACH Origination Services | FREE3 | FREE | FREE |
| Fraud Monitoring through Positive Pay | FREE3 | FREE | FREE |
| Merchant Services Equipment | Available | Available | Available |
| ZEscrow & ZSuite | FREE | FREE | FREE |
| Digital Wallet | FREE | FREE | FREE |
| e-Statement Fee | None6 | None6 | None6 |
| Mobile App with Check Deposit | FREE | FREE | FREE |
| Contactless Debit Card | FREE | FREE | FREE |
| Online Banking | FREE | FREE | FREE |
| Early Pay | FREE | FREE | FREE |
| Card Valet | FREE | FREE | FREE |
| Bill Pay | FREE | FREE | FREE |
| Combined Statements | FREE | FREE | FREE |
| First Order of Checks | None | Credit up to $507 | Credit up to $1507 |
| Lockbox Services | Available | Available | Available |
| Business Line of Credit | Available | Available | Available |
Blue Carbon® Business Money Market
An account that allows business customers to manage their businesses more efficiently and effectively with a higher interest rate while seamlessly moving money between business accounts.
- No monthly maintenance fees
- Minimum opening deposit of $100
- Interest earned on all balances
Blue Carbon® Business Savings
An account that provides business customers a smart way to save money, while earning interest for future needs.
- No monthly maintenance fees
- Minimum opening deposit of $100
- No minimum balance requirements
1 Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.
2 Unlimited ATM fee reimbursements apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee reimbursements do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for reimbursements, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee reimbursements at any time.
3 If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.
4 QuickBooks subscription required.
5 Blue Carbon® Business Checking: Normal fees will apply if wire transfers exceed more than two in a monthly period.
6 Avoid a $5 monthly service charge when you enroll in Business eBanking and select eStatements.
7 Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.
Blue Foundry Bank and/or its agency is not responsible for typographical errors.
1 Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.
2 Unlimited ATM fee reimbursements apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee reimbursements do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for reimbursements, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee reimbursements at any time.
3 If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.
4 QuickBooks subscription required.
5 Blue Carbon® Business Checking: Normal fees will apply if wire transfers exceed more than two in a monthly period.
6 Avoid a $5 monthly service charge when you enroll in Business eBanking and select eStatements.
7 Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.