CONSUMER
RATES
We offer the best rates possible
for our customers. Click on the
products below to learn more
about current rates:
Call Mortgage Plus Loans Team:
201-683-8800
CONSUMER RATES
Rates effective as of 11/23/22
All rates subject to change without notice
Consumer Rates
BLUE AXIS EDGETM SAVINGSOpen Now |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $4,999.99 |
Interest Rate 0.05% |
APY† 0.05% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $5,000 - $249,999.99 |
Interest Rate 1.78% |
APY† 1.80% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 and up |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS®
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $20,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $19,999.99 |
Interest Rate .00% |
APY† .00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $20,000 - $249,999.99 |
Interest Rate 1.98% |
APY† 2.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 - $999,999.99 |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $1,000,000 and up |
Interest Rate 2.96% |
APY† 3.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS EDGETM SAVINGS
Open Now
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
0.05%
APY†
0.05%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.78%
APY†
1.80%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS®
TIERED MONEY MARKET
Open Now
Interest Rate
APY†
Minimum Deposit to Open an Account
$20,000
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.00%
APY†
.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.98%
APY†
2.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.96%
APY†
3.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
CERTIFICATES OF DEPOSIT**
6 MONTH*
- 6 MONTH*
-
Interest Rate
-
.20%
-
APY†
-
.20%
-
Min Deposit
-
$1,000
12 MONTH*
- 12 MONTH*
-
Interest Rate
-
.50%
-
APY†
-
.50%
-
Min Deposit
-
$1,000
24 MONTH*
- 24 MONTH*
-
Interest Rate
-
.30%
-
APY†
-
.30%
-
Min Deposit
-
$1,000
36 MONTH*
- 36 MONTH*
-
Interest Rate
-
.50%
-
APY†
-
.50%
-
Min Deposit
-
$1,000
48 MONTH*
- 48 MONTH*
-
Interest Rate
-
.35%
-
APY†
-
.35%
-
Min Deposit
-
$1,000
60 MONTH*
- 60 MONTH*
-
Interest Rate
-
.40%
-
APY†
-
.40%
-
Min Deposit
-
$1,000
COMPARE CHECKING ACCOUNTS
BLUE AXIS® CHECKINGOPEN NOW |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS CONNECT®OPEN NOW |
Interest Rate 1.00% |
APY† 1.00% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
CLASSIC CHECKING |
Interest Rate .01% |
APY† .01% |
Minimum Deposit to Open an Account $100 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS® TIERED MONEY MARKETOPEN NOW |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $20,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $19,999.99 |
Interest Rate .00% |
APY† .00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $20,000 - $249,999.99 |
Interest Rate 1.98% |
APY† 2.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 - $999,999.99 |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $1,000,000 and up |
Interest Rate 2.96% |
APY† 3.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® CHECKING
OPEN NOWInterest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS CONNECT®
OPEN NOWInterest Rate
1.00%
APY†
1.00%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
CLASSIC CHECKING
Interest Rate
.01%
APY†
.01%
Minimum Deposit to Open an Account
$100
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS® TIERED MONEY MARKET
OPEN NOW
Interest Rate
APY†
Minimum Deposit to Open an Account
$20,000
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.00%
APY†
.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.98%
APY†
2.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.96%
APY†
3.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
COMPARE SAVINGS ACCOUNTS
BLUE AXIS EDGE™ SAVINGSOPEN NOW |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01-$4,999 |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $5,000-$249,999 |
Interest Rate 1.78% |
APY† 1.80% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 and up |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® SAVINGSOPEN NOW |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
SIMPLY-SAFE
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee $100 |
|---|---|---|---|---|
| Balance $.01 - $49,999.99 |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $50,000 and up |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® CLUB SAVINGSOPEN NOW |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS® SAVINGS IRA
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $9,999.99 |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $10,000 - $24,999.99 |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $25,000 and up |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS EDGE™ SAVINGS
OPEN NOW
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.78%
APY†
1.80%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS® SAVINGS
OPEN NOWInterest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
SIMPLY-SAFE
SAVINGS
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
$100
Interest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS® CLUB SAVINGS
OPEN NOW
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS® SAVINGS IRA
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
† APY stands for Annual Percentage Yield
* Also available for IRA Deposits
** Penalty for early withdrawal. See Deposit Account Terms for further details.
9 Month CD Special - At maturity certificate will automatically renew for a term of 6 months. Rate is available for new money only. New money is defined as money not currently on deposit with Blue Foundry Bank.
18 Month CD Special - At maturity certificate will automatically renew for a term of 12 months.
Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01
Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly. Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 3.25%.
Accounts opened online require eBanking enrollment.