CONSUMER
RATES
We offer the best rates possible
for our customers. Click on the
products below to learn more
about current rates:
Call Mortgage Plus Loans Team:
201-683-8800
CONSUMER RATES
Rates effective as of 3/23/23
All rates subject to change without notice
Consumer Rates
FEATURED PRODUCTS
-
9 MONTH CD
New Money Only.
SPECIAL*Open Now
-
Interest Rate
-
3.92%
-
APY†
-
4.00%
-
Min Deposit
-
$1,000
BLUE AXIS EDGETM SAVINGSOpen Now |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $4,999.99 |
Interest Rate 4.88% |
APY† 5.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $5,000 - $249,999.99 |
Interest Rate 1.78% |
APY† 1.80% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 and up |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS®
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $20,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $19,999.99 |
Interest Rate .00% |
APY† .00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $20,000 - $249,999.99 |
Interest Rate 1.98% |
APY† 2.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 - $999,999.99 |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $1,000,000 and up |
Interest Rate 2.96% |
APY† 3.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS EDGETM SAVINGS
Open Now
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
4.88%
APY†
5.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.78%
APY†
1.80%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS®
TIERED MONEY MARKET
Open Now
Interest Rate
APY†
Minimum Deposit to Open an Account
$20,000
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.00%
APY†
.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.98%
APY†
2.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.96%
APY†
3.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
AXIS CD SPECIALS
-
AXIS 12 MONTH CD
with Blue Axis Checking® & Direct Deposit
SPECIAL*Open Now
-
Interest Rate
-
3.92%
-
APY†
-
4.00%
-
Min Deposit
-
$1,000
-
AXIS 24 MONTH CD
with Blue Axis Checking® & Direct Deposit
SPECIAL*Open Now
-
Interest Rate
-
3.44%
-
APY†
-
3.50%
-
Min Deposit
-
$1,000
-
AXIS 36 MONTH CD
with Blue Axis® Checking & Direct Deposit
SPECIAL*Open Now
-
Interest Rate
-
2.96%
-
APY†
-
3.00%
-
Min Deposit
-
$1,000
CERTIFICATES OF DEPOSIT**
6 MONTH*
- 6 MONTH*
-
Interest Rate
-
.20%
-
APY†
-
.20%
-
Min Deposit
-
$1,000
12 MONTH*
- 12 MONTH*
-
Interest Rate
-
.50%
-
APY†
-
.50%
-
Min Deposit
-
$1,000
24 MONTH*
- 24 MONTH*
-
Interest Rate
-
.30%
-
APY†
-
.30%
-
Min Deposit
-
$1,000
36 MONTH*
- 36 MONTH*
-
Interest Rate
-
.50%
-
APY†
-
.50%
-
Min Deposit
-
$1,000
48 MONTH*
- 48 MONTH*
-
Interest Rate
-
.35%
-
APY†
-
.35%
-
Min Deposit
-
$1,000
60 MONTH*
- 60 MONTH*
-
Interest Rate
-
.40%
-
APY†
-
.40%
-
Min Deposit
-
$1,000
CHECKING ACCOUNTS
BLUE AXIS® CHECKINGOPEN NOW |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS CONNECT®OPEN NOW |
Interest Rate 1.00% |
APY† 1.00% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
CLASSIC CHECKING |
Interest Rate .01% |
APY† .01% |
Minimum Deposit to Open an Account $100 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS® CHECKING
OPEN NOWInterest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS CONNECT®
OPEN NOWInterest Rate
1.00%
APY†
1.00%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
CLASSIC CHECKING
Interest Rate
.01%
APY†
.01%
Minimum Deposit to Open an Account
$100
Minimum Balance to Avoid Maintenance Fee
N/A
MONEY MARKET ACCOUNTS
BLUE AXIS® TIERED MONEY MARKETOPEN NOW |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $20,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $19,999.99 |
Interest Rate 0.00% |
APY† 0.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $20,000 - $249,999.99 |
Interest Rate 1.98% |
APY† 2.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 - $999,999.99 |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $1,000,000 and up |
Interest Rate 2.96% |
APY† 3.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® TIERED MONEY MARKET
OPEN NOW
Interest Rate
APY†
Minimum Deposit to Open an Account
$20,000
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
0.00%
APY†
0.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.98%
APY†
2.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.96%
APY†
3.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
SAVINGS ACCOUNTS
BLUE AXIS EDGE™ SAVINGSOPEN NOW |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01-$4,999.99 |
Interest Rate 4.88% |
APY† 5.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $5,000-$249,999 |
Interest Rate 1.78% |
APY† 1.80% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 and up |
Interest Rate 2.71% |
APY† 2.75% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® SAVINGSOPEN NOW |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
SIMPLY-SAFE
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee $100 |
|---|---|---|---|---|
| Balance $.01 - $49,999.99 |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $50,000 and up |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS® CLUB SAVINGSOPEN NOW |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS EDGE™ SAVINGS
OPEN NOW
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
4.88%
APY†
5.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
1.78%
APY†
1.80%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
2.71%
APY†
2.75%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS® SAVINGS
OPEN NOWInterest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
SIMPLY-SAFE
SAVINGS
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
$100
Interest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE AXIS® CLUB SAVINGS
OPEN NOW
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)
12 MONTH IRA CD** |
Interest Rate 3.92% |
APY† 4.00% |
Minimum Deposit to Open an Account $1,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
IRA TIERED SAVINGS |
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $0.01 - $15,000.00 |
Interest Rate 4.88% |
APY† 5.00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $15,000.01 and above |
Interest Rate 0.50% |
APY† 0.50% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
12 MONTH IRA CD**
Interest Rate
3.92%
APY†
4.00%
Minimum Deposit to Open an Account
$1,000
Minimum Balance to Avoid Maintenance Fee
N/A
IRA TIERED SAVINGS
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
4.88%
APY†
5.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
0.50%
APY†
0.50%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
† APY stands for Annual Percentage Yield
* Also available for IRA Deposits
** Penalty for early withdrawal. See Deposit Account Terms for further details.
9 Month CD Special - At maturity certificate will automatically renew for a term of 6 months. Rate is available for new money only. New money is defined as money not currently on deposit with Blue Foundry Bank.
Axis 12 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 12 Month with Direct Deposit will renew to a 12 month CD.
Axis 24 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 24 Month with Direct Deposit will renew to a 24 month CD.
Axis 36 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 36 Month with Direct Deposit will renew to a 36 month CD.
Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01
Accounts opened online require eBanking enrollment.