RATES

We offer the best rates possible

for our customers. Click on the

products below to learn more

about current rates:

Call Mortgage Plus Loans Team:
201-683-8800

DEPOSIT RATES

Rates effective as of 5/18/22

All rates subject to change without notice
Consumer Rates
Business Rates

BUSINESS MONEY MARKET

BLUE CARBON® BUSINESS
MONEY MARKET

Interest Rate

.65%

APY†

.65%

Min Deposit

$5,000

CERTIFICATES OF DEPOSIT**

6 MONTH*

6 MONTH*

Interest Rate

.20%

APY†

.20%

Min Deposit

$1,000

12 MONTH*

12 MONTH*

Interest Rate

.50%

APY†

.50%

Min Deposit

$1,000

24 MONTH*

24 MONTH*

Interest Rate

.30%

APY†

.30%

Min Deposit

$1,000

36 MONTH*

36 MONTH*

Interest Rate

.50%

APY†

.50%

Min Deposit

$1,000

48 MONTH*

48 MONTH*

Interest Rate

.35%

APY†

.35%

Min Deposit

$1,000

60 MONTH*

60 MONTH*

Interest Rate

.40%

APY†

.40%

Min Deposit

$1,000

COMPARE CHECKING ACCOUNTS

BLUE AXIS® CHECKING

OPEN NOW

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXIS CONNECT®

OPEN NOW

Interest Rate

.60%

APY†

.60%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

CLASSIC CHECKING

Interest Rate

.01%

APY†

.01%

Minimum Deposit to Open an Account

$100

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXIS® MONEY MARKET

OPEN NOW

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

$5,000

Minimum Balance to Avoid Maintenance Fee

N/A

MAGNUM MONEY
MARKET CHECKING 

Interest Rate

APY†

Minimum Deposit to Open an Account

$25,000

Minimum Balance to Avoid Maintenance Fee

$25,000
Balance $.01 - $24,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $25,000 - $99,999.99

Interest Rate

.35%

APY†

.35%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $100,000 - $249,999.99

Interest Rate

.45%

APY†

.45%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $250,000 and up

Interest Rate

.50%

APY†

.50%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

BLUE CARBON®
BUSINESS CHECKING

Interest Rate

APY†

Minimum Deposit to Open an Account

$1,000

Minimum Balance to Avoid Maintenance Fee

N/A
Balance $.01 - $9,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $10,000 - $49,999.99

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $50,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

BLUE CARBON EDGE™
BUSINESS CHECKING

Interest Rate

APY†

Minimum Deposit to Open an Account

$250,000

Minimum Balance to Avoid Maintenance Fee

N/A
Balance $.01 - $249,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $250,000 and up

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
 

BLUE AXIS® CHECKING

OPEN NOW

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

 

BLUE AXIS CONNECT®

OPEN NOW

Interest Rate

.60%

APY†

.60%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

 

CLASSIC CHECKING

Interest Rate

.01%

APY†

.01%

Minimum Deposit to Open an Account

$100

Minimum Balance to Avoid Maintenance Fee

N/A

 

BLUE AXIS® MONEY MARKET

OPEN NOW

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

$5,000

Minimum Balance to Avoid Maintenance Fee

N/A

 

MAGNUM MONEY
MARKET CHECKING 

Interest Rate

APY†

Minimum Deposit to Open an Account

$25,000

Minimum Balance to Avoid Maintenance Fee

$25,000

Balance $.01 - $24,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $25,000 - $99,999.99

Interest Rate

.35%

APY†

.35%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $100,000 - $249,999.99

Interest Rate

.45%

APY†

.45%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $250,000 and up

Interest Rate

.50%

APY†

.50%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

 

BLUE CARBON®
BUSINESS CHECKING

Interest Rate

APY†

Minimum Deposit to Open an Account

$1,000

Minimum Balance to Avoid Maintenance Fee

N/A

Balance $.01 - $9,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $10,000 - $49,999.99

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $50,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

 

BLUE CARBON EDGE™
BUSINESS CHECKING

Interest Rate

APY†

Minimum Deposit to Open an Account

$250,000

Minimum Balance to Avoid Maintenance Fee

N/A

Balance $.01 - $249,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $250,000 and up

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

MORE PRODUCTS

IOLTA
FUND

Interest Rate

1.00%

APY†

1.00%

Min Deposit

$1

COMPARE SAVINGS ACCOUNTS

BLUE AXIS® SAVINGS

OPEN NOW

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

SIMPLY-SAFE
SAVINGS

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

$100
Balance $.01 - $49,999.99

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $50,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

BLUE AXIS® CLUB SAVINGS

OPEN NOW

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXIS® SAVINGS IRA

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

N/A
Balance $.01 - $9,999.99

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $10,000 - $24,999.99

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee
Balance $25,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

BLUE CARBON®
BUSINESS SAVINGS

Interest Rate

.70%

APY†

.70%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A
 

BLUE AXIS® SAVINGS

OPEN NOW

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

 

SIMPLY-SAFE
SAVINGS

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

$100

Balance $.01 - $49,999.99

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $50,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

 

BLUE AXIS® CLUB SAVINGS

OPEN NOW

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

N/A

 

BLUE AXIS® SAVINGS IRA

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

N/A

Balance $.01 - $9,999.99

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $10,000 - $24,999.99

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $25,000 and up

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

 

BLUE CARBON®
BUSINESS SAVINGS

Interest Rate

.70%

APY†

.70%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

† APY stands for Annual Percentage Yield

* Also available for IRA Deposits

** Penalty for early withdrawal. See Deposit Account Terms for further details.

Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01

Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly. Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1.00%.

Accounts opened online require eBanking enrollment.