RATES
We offer the best rates possible
for our customers. Click on the
products below to learn more
about current rates:
Call Mortgage Plus Loans Team:
201-683-8800
DEPOSIT RATES
Rates effective as of 6/16/21
All rates subject to change without notice
Consumer Rates
Business Rates
CD SPECIAL**
-
BLUE AXIS™
12 MONTHSpecial with
Blue Axis Checking
-
Renews to 12 Month CD
-
Interest Rate
-
.35%
-
APY†
-
.35%
-
Min Deposit
-
$1,000
eCERTIFICATES OF DEPOSIT**
-
12 Month eCD
-
Renews to a 12 Month CD
-
Interest Rate
-
.20%
-
APY†
-
.20%
-
Min Deposit
-
$5,000
CERTIFICATES OF DEPOSIT**
6 MONTH*
- 6 MONTH*
-
Interest Rate
-
.15%
-
APY†
-
.15%
-
Min Deposit
-
$1,000
12 MONTH*
- 12 MONTH*
-
Interest Rate
-
.20%
-
APY†
-
.20%
-
Min Deposit
-
$1,000
24 MONTH*
- 24 MONTH*
-
Interest Rate
-
.30%
-
APY†
-
.30%
-
Min Deposit
-
$1,000
36 MONTH*
- 36 MONTH*
-
Interest Rate
-
.30%
-
APY†
-
.30%
-
Min Deposit
-
$1,000
48 MONTH*
- 48 MONTH*
-
Interest Rate
-
.35%
-
APY†
-
.35%
-
Min Deposit
-
$1,000
60 MONTH*
- 60 MONTH*
-
Interest Rate
-
.40%
-
APY†
-
.40%
-
Min Deposit
-
$1,000
COMPARE CHECKING ACCOUNTS
BLUE AXISTM CHECKINGOPEN NOW |
Interest Rate .15% |
APY† .15% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS CONNECTTMOPEN NOW |
Interest Rate .15% |
APY† .15% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
CLASSIC CHECKING |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account $100 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXISTM MONEY MARKETOPEN NOW |
Interest Rate .20% |
APY† .20% |
Minimum Deposit to Open an Account $5,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
MAGNUM MONEY
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $25,000 |
Minimum Balance to Avoid Maintenance Fee $25,000 |
|---|---|---|---|---|
| Balance $.01 - $24,999.99 |
Interest Rate .00% |
APY† .00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $25,000 - $99,999.99 |
Interest Rate .05% |
APY† .05% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $100,000 - $249,999.99 |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $250,000 and up |
Interest Rate .20% |
APY† .20% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE CARBON®
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $1,000 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $9,999.99 |
Interest Rate .00% |
APY† .00% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $10,000 - $49,999.99 |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $50,000 and up |
Interest Rate .20% |
APY† .20% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXISTM CHECKING
OPEN NOWInterest Rate
.15%
APY†
.15%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS CONNECTTM
OPEN NOWInterest Rate
.15%
APY†
.15%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
CLASSIC CHECKING
Interest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
$100
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.20%
APY†
.20%
Minimum Deposit to Open an Account
$5,000
Minimum Balance to Avoid Maintenance Fee
N/A
MAGNUM MONEY
MARKET CHECKING TIERED
Interest Rate
APY†
Minimum Deposit to Open an Account
$25,000
Minimum Balance to Avoid Maintenance Fee
$25,000
Interest Rate
.00%
APY†
.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.05%
APY†
.05%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.20%
APY†
.20%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
BLUE CARBON®
BUSINESS CHECKING
Interest Rate
APY†
Minimum Deposit to Open an Account
$1,000
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.00%
APY†
.00%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.20%
APY†
.20%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
MORE PRODUCTS
-
IOLTA
FUND -
Interest Rate
-
1.00%
-
APY†
-
1.00%
-
Min Deposit
-
$1
COMPARE SAVINGS ACCOUNTS
BLUE AXIS™ SAVINGSOPEN NOW |
Interest Rate .25% |
APY† .25% |
Minimum Deposit to Open an Account $1 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
SIMPLY-SAFE
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee $100 |
|---|---|---|---|---|
| Balance $.01 - $49,999.99 |
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $50,000 and up |
Interest Rate .15% |
APY† .15% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
HOLIDAY SAVINGS
|
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $3 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
SPECIAL OCCASION SAVINGS
|
Interest Rate .10% |
APY† .10% |
Minimum Deposit to Open an Account $3 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|
BLUE AXIS™ SAVINGS IRA
|
Interest Rate |
APY† |
Minimum Deposit to Open an Account $5 |
Minimum Balance to Avoid Maintenance Fee N/A |
|---|---|---|---|---|
| Balance $.01 - $9,999.99 |
Interest Rate .25% |
APY† .25% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $10,000 - $24,999.99 |
Interest Rate .25% |
APY† .25% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
| Balance $25,000 and up |
Interest Rate .25% |
APY† .25% |
Minimum Deposit to Open an Account |
Minimum Balance to Avoid Maintenance Fee |
BLUE AXIS™ SAVINGS
OPEN NOWInterest Rate
.25%
APY†
.25%
Minimum Deposit to Open an Account
$1
Minimum Balance to Avoid Maintenance Fee
N/A
SIMPLY-SAFE
SAVINGS TIERED
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
$100
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.15%
APY†
.15%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
HOLIDAY SAVINGS
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$3
Minimum Balance to Avoid Maintenance Fee
N/A
SPECIAL OCCASION SAVINGS
Interest Rate
.10%
APY†
.10%
Minimum Deposit to Open an Account
$3
Minimum Balance to Avoid Maintenance Fee
N/A
BLUE AXIS™ SAVINGS IRA
Interest Rate
APY†
Minimum Deposit to Open an Account
$5
Minimum Balance to Avoid Maintenance Fee
N/A
Interest Rate
.25%
APY†
.25%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.25%
APY†
.25%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
Interest Rate
.25%
APY†
.25%
Minimum Deposit to Open an Account
Minimum Balance to Avoid Maintenance Fee
† APY stands for Annual Percentage Yield
* Also available for IRA Deposits
** Penalty for early withdrawal. See Deposit Account Terms for further details.
Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01
Blue Axis™ 12 Month CD Special with Blue Axis Checking – Must maintain a Blue Axis Checking account and a bonus .20% APY (Annual Percentage Yield) will be added to the current 12 Month CD rate. Bonus APY is only applicable to the initial term of the CD.
Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly. Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1.00%.
Accounts opened online require eBanking enrollment.
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