RATES

We offer the best rates possible

for our customers. Click on the

products below to learn more

about current rates:

Call Mortgage Plus Loans Team:
201-683-8800

DEPOSIT RATES
MORTGAGE PLUS LOANS
MORTGAGE RATES 1-4
FAMILY OWNER OCCUPIED
HOME EQUITY RATES
MORTGAGE RATES 1-4 FAMILY NON-OWNER OCCUPIED (Non-LLC Applicants Only)
COMMERCIAL REAL ESTATE RATES

DEPOSIT RATES

Rates effective as of 10/21/20

All rates subject to change without notice

PRINTER-FRIENDLY VERSION

CD SPECIAL**

BLUE AXISTM 12 MONTH

Special with

Blue Axis Checking

Renews to 12 Month CD

Interest Rate

.55%

APY†

.55%

Min Deposit

$1,000

eCERTIFICATES OF DEPOSIT**

12 Month eCD

OPEN NOW

Renews to a 12 Month CD

Interest Rate

.35%

APY†

.35%

Min Deposit

$5,000

CERTIFICATES OF DEPOSIT**

6 MONTH*

Interest Rate

.25%

APY†

.25%

Min Deposit

$1,000

12 MONTH*

Interest Rate

.35%

APY†

.35%

Min Deposit

$1,000

24 MONTH*

Interest Rate

.35%

APY†

.35%

Min Deposit

$1,000

36 MONTH*

Interest Rate

.35%

APY†

.35%

Min Deposit

$1,000

48 MONTH*

Interest Rate

.40%

APY†

.40%

Min Deposit

$1,000

60 MONTH*

Interest Rate

.40%

APY†

.40%

Min Deposit

$1,000

COMPARE CHECKING ACCOUNTS

BLUE AXISTM CHECKING

OPEN NOW

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXIS CONNECTTM

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

CLASSIC CHECKING

Interest Rate

.05%

APY†

.05%

Minimum Deposit to Open an Account

$100

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXISTM MONEY MARKET

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

$5,000

Minimum Balance to Avoid Maintenance Fee

N/A

MAGNUM MONEY

MARKET CHECKING TIERED

Interest Rate

APY†

Minimum Deposit to Open an Account

$25,000

Minimum Balance to Avoid Maintenance Fee

$25,000

Balance $.01 - $24,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $25,000 - $99,999.99

Interest Rate

.10%

APY†

.10%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $100,000 - $249,999.99

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $250,000 and up

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

BLUE CARBONTM

BUSINESS CHECKING

Interest Rate

APY†

Minimum Deposit to Open an Account

$1,000

Minimum Balance to Avoid Maintenance Fee

N/A

Balance $.01 - $9,999.99

Interest Rate

.00%

APY†

.00%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $10,000 - $49,999.99

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $50,000 and up

Interest Rate

.30%

APY†

.30%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

MORE PRODUCTS

IRA 18

MONTH

Variable

Interest Rate

.36%

APY†

.36%

Min Deposit

$250

IOLTA

FUND

Interest Rate

1.00%

APY†

1.00%

Min Deposit

$1

COMPARE SAVINGS ACCOUNTS

BLUE AXISTM SAVINGS

OPEN NOW

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

$1

Minimum Balance to Avoid Maintenance Fee

N/A

SIMPLY-SAFE

SAVINGS TIERED

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

$100

Balance $.01 - $49,999.99

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $50,000 and up

Interest Rate

.25%

APY†

.25%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

HOLIDAY SAVINGS

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

$3

Minimum Balance to Avoid Maintenance Fee

N/A

SPECIAL OCCASION SAVINGS

Interest Rate

.15%

APY†

.15%

Minimum Deposit to Open an Account

$3

Minimum Balance to Avoid Maintenance Fee

N/A

BLUE AXISTM SAVINGS IRA

Interest Rate

APY†

Minimum Deposit to Open an Account

$5

Minimum Balance to Avoid Maintenance Fee

N/A

Balance $.01 - $9,999.99

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $10,000 - $24,999.99

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

Balance $25,000 and up

Interest Rate

.40%

APY†

.40%

Minimum Deposit to Open an Account

Minimum Balance to Avoid Maintenance Fee

† APY stands for Annual Percentage Yield

* Also available for IRA Deposits

** Penalty for early withdrawal. See Deposit Account Terms for further details.

Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01

Blue Axis™ 12 Month CD Special with Blue Axis Checking – Must maintain a Blue Axis Checking account and a bonus .20% APY (Annual Percentage Yield) will be added to the current 12 Month CD rate. Bonus APY is only applicable to the initial term of the CD.

Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly. Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1.00%.

Accounts opened online require eBanking enrollment.

IRA 18 Month Variable - rate available through October 31, 2020