PERSONAL
CDs
Choose to save in an alternate way. No matter what you're saving for, we offer flexible terms and competitive interest rates to help you reach your goal. Regardless of market fluctuations, CDs provide peace of mind with a fixed term and a steady rate.
CERTIFICATES OF DEPOSIT (CDs)
Round out your savings strategy with the security of our CDs, which feature flexible terms and fixed interest rates. These make it easy to save on your terms.
• From six months to five year terms
• Interest rate locked in for the entire term
• Minimum opening deposit of $1,000 or $5,000 based upon term
• At CD maturity we notify you to help you plan your investment options
• Penalty may apply for early withdrawal
CDARS® CDs1
We make it easy to save on your terms, while ensuring that all your deposits are secured under a single bank, giving you the peace of mind you deserve.
For consumers needing additional insurance coverage once account relationship exceeds FDIC limits at Blue Foundry Bank
Available in 4 Week, 13 Week, 26 Week, 52 Week, 2 Year and 3 Year terms
Interest rate locked in for the entire term
Minimum opening deposit of $10,000
AXIS CD SPECIALS
with Blue Axis® Checking
& Direct Deposit
Amplify your savings with our Axis CD Specials, offering highly competitive rates in a variety of terms, when you open a new or have an existing Blue Axis® Checking account and have a recurring monthly direct deposit of $500 or more.
12 month to 36 month terms
Interest rate locked in for the entire term
Minimum opening deposit of $1,000
Must open a new or have an existing Blue Axis® Checking Account
Must have a recurring monthly direct deposit of $500 or more
Penalty may apply for early withdrawal
1 Early withdrawal penalties will apply. Please refer to CDARS Deposit Placement Agreement for penalty information. Deposit placement through the Certificate of Deposit Account Registry Service (CDARS) is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and CDARS are registered service marks. Customers are eligible for the CDARS® CD when their initial Blue Foundry Bank relationship exceeds FDIC insurance limit.
Accounts opened online require eBanking enrollment.