PERSONAL

CHECKING

Financial stability is a big part of life. So we make tools and services that help the money side of your life work as smoothly and successfully as possible. Our customers all have different needs and goals. Our intention is to meet those needs with a menu of checking accounts to fit your individual savings and spending preferences.

ALL OF OUR CHECKING ACCOUNTS FEATURE:

  • Free eBanking and eMobile Banking

  • Free eBillPay

  • Free 24-hour Telephone Banking

  • Free Direct Deposit

  • Free ATM Card or Debit MasterCard®

  • Overdraft Protection Transfer Services

AXISCHECKING™

When an account features unlimited ATM fee rebates worldwide1, no fees and no minimum balance, you know it’s designed with great care for your financial wellness.

  • Unlimited ATM cash withdrawal fee rebates worldwide1

  • No monthly maintenance fees

  • Minimum opening deposit of $1

  • No Overdraft Protection Transfer fees2

  • Interest earned on all balances3

  • Complimentary welcome checks

  • Avoid $2 monthly service charge when you enroll in eBanking and select eStatements

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AXISMONEYMARKET CHECKING™

It’s important to make good things, like this checking account featuring a market-leading rate and no monthly fees. We’re that financial partner who understands your needs.

  • No monthly maintenance fees

  • Minimum opening deposit of $5,000

  • Interest earned on all balances3

  • Complimentary welcome checks

  • Four free domestic wire transfers per year

  • Avoid $2 monthly service charge when you enroll in eBanking and select eStatements

  • Six withdrawals or transfers allowed per statement cycle4

CLASSIC CHECKING

Earn interest on all balances while skipping the fees. Having a bank that wants the best for you should never go out of style.

  • No Monthly Fees

  • Minimum deposit of $100

  • Interest earned on all balances3

  • Complimentary specialty checks

MAGNUM MONEY MARKET CHECKING

The more you save, the more you earn. It’s easier to keep up the momentum with tiered interest rates that reward you for a job well done.

  • Minimum opening deposit of $25,0005

  • $50 monthly fee if the balance falls below $25,000

  • Tiered interest rates3

  • Complimentary welcome checks

  • Four free domestic wire transfers per year

  • Six withdrawals or transfers allowed per statement cycle4

NEW JERSEY CONSUMER CHECKING

Everyone deserves the opportunity to pursue a strong financial framework. That’s the mission of this account — to ensure New Jersey citizens have access to low-cost, low-volume basic checking services.

  • Minimum opening deposit of $50

  • Monthly service charge of $3

  • Complimentary welcome checks

  • Non-interest bearing

  • Checks posted in excess of 8 per month are charged $.50 per check

DEBIT CARD WITH CARDVALET

You work hard for the money you spend through your debit card. Keep it safe and protect your account from fraud with this mobile app that sends you real-time alerts whenever your card is used. From your phone, you can review balances and transactions, turn your card on or off, and establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations.

Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry AxisChecking account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank® reserves the right to modify or discontinue the ATM fee rebate at any time.

No Overdraft Protection Transfer fees incurred provided you have agreed to this service and signed the Overdraft Protection Agreement, which allows linking of a Blue Foundry Bank® checking account to a Blue Foundry Bank® savings, checking or money market account for the purpose of transferring funds to the checking account to cover insufficient funds.

Rate is subject to change after account opening. Fees may reduce the earnings on the account.

During any statement cycle, per Regulation D, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

New money only.

Accounts opened online require eBanking enrollment.