Maximize Your Earnings Potential
Open An AccountEARN UP TO 4.00% APY1 & A $300 CASH BONUS2 with the fusion of checking and savings through Blue Axis FusionSM Savings and Blue Axis Edge® Checking.
We're committed to crafting accounts built to help you make the most out of your money. Enjoy a highly competitive interest rate on your Blue Axis FusionSM Savings account when you maintain direct deposits totaling $1,000 and 10 POS debit card transactions in a Blue Axis Edge® Checking Account.
Blue Axis FusionSM Savings
Earn up to 4.00% APY1 with direct deposits totaling $1,000 and 10 POS debit card transactions in a Blue Axis Edge® Checking Account.
Realize your savings potential with this liquid savings account featuring a highly competitive interest rate.- Unlimited ATM cash withdrawal fee rebates worldwide3
- No monthly maintenance fees
- Minimum opening deposit of $5
- Early Pay available
- Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Blue Axis Edge® Checking
Earn $3002 when you maintain a monthly minimum direct deposit of $500 for at least 6 months.
We take this essential account to a whole new level, offering everything you need for financial wellness, plus these added benefits:- Unlimited ATM cash withdrawal fee rebates worldwide3
- No monthly maintenance fees
- Minimum opening deposit of $1
- Early Pay available
- Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
1 Rate effective as of 1/1/25 is variable and is subject to change after account opening. Fees may reduce the earnings on the account. Minimum deposit to open $5. In order to qualify for the 4.00% APY (Annual Percentage Yield), you must maintain a combined direct deposit of $1,000 or more and ten (10) qualifying Point-of-Sale (POS) transactions during the month in a Blue Axis Edge® Checking account. A qualifying POS debit card transaction is any Blue Foundry Bank Debit Mastercard® transaction that requires either a signature or PIN at the point-of-sale and is counted in the month that it is posted. Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions. APY of 4.00% is based on an interest rate of 3.92%. If you do not meet the requirements for the month, your Blue Axis FusionSM Savings will earn an APY of 0.10%, based on an interest rate of 0.10%. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.
2 Only one bonus per tax id, per product. Blue Foundry Bank reserves the right to modify or discontinue the bonuses at any time. Accounts opened online require eBanking enrollment. Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months. Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period. The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. For tax purposes, bonus will be reported on form 1099.
3 Unlimited ATM fee rebates apply to cash withdrawals using your Debit Mastercard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.