Maximize Your Earnings Potential

Open An Account

EARN UP TO 3.85% APY1

with the fusion of checking and savings through Blue Axis Fusion® Savings and Blue Axis Edge® Checking.


We're committed to crafting accounts built to help you make the most out of your money. Enjoy a highly competitive interest rate on your Blue Axis Fusion® Savings account when you maintain direct deposits totaling $1,000 and 10 POS debit card transactions in a Blue Axis Edge® Checking Account.

Blue Axis Fusion® Savings

Earn up to 3.85% APY1 with direct deposits totaling $1,000 and 10 POS debit card transactions in a Blue Axis Edge® Checking Account.

Realize your savings potential with this liquid savings account featuring a highly competitive interest rate.

  • Unlimited ATM cash withdrawal fee reimbursements worldwide2
  • No monthly maintenance fees
  • Minimum opening deposit of $5
  • Early Pay available
  • Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements


Blue Axis Edge® Checking

We take this essential account to a whole new level, offering everything you need for financial wellness, plus these added benefits:

  • Unlimited ATM cash withdrawal fee reimbursements worldwide3
  • No monthly maintenance fees
  • Minimum opening deposit of $1
  • Early Pay available
  • Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements

 

Call 888-931-BLUE

 

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Open An Account



1 Rate effective as of 5/1/26 is variable and is subject to change after account opening. APY of 3.85% is based on an interest rate of 3.78%. Fees may reduce the earnings on the account. Minimum deposit to open $5. To qualify for the 3.85% APY (Annual Percentage Yield), you must maintain a combined direct deposit of $1,000 or more and ten (10) qualifying Point-of-Sale (POS) transactions during the month in a Blue Axis Edge® Checking account. A qualifying POS debit card transaction is any Blue Foundry Bank Debit Mastercard® transaction that requires either a signature or PIN at the point-of-sale and is counted in the month that it is posted. Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions. The primary tax owner on the Blue Axis Edge® Checking and the Blue Axis Fusion® Savings must be the same individual. Customers who switch their existing checking account to the Blue Axis Edge® Checking account mid-month will qualify for the higher rate on their Blue Axis Fusion® Savings within the same month, provided the checking account has maintained a combined direct deposit of at least $1,000 and completed ten (10) qualifying Point-of-Sale (POS) transactions from the switch date to the end of the month. If you do not meet the requirements for the month, your Blue Axis Fusion® Savings will earn an APY of 0.10%, based on an interest rate of 0.10%. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.

2 Unlimited ATM fee reimbursements apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee reimbursements do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for reimbursements, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee reimbursements at any time.

Accounts opened online require eBanking enrollment.

Online consumer account opening is available to residents of New Jersey only.