EXPLORE REIMAGINED BANKING
Locations9 MONTH CDs
9 MONTH CD
with Checking
5.25% APY1
Elevate your savings with a highly competitive APY of 5.00%, when you open a new or have an existing Blue Axis® Checking, Blue Carbon® Business Checking, or Blue Carbon Edge® Business Checking account.
Interest rate locked in for the entire term
Minimum opening deposit of $1,000
Must open a new or have an existing Blue Axis® Checking, Blue Carbon® Business Checking, or Blue Carbon Edge® Business Checking Account
Penalty may apply for early withdrawal
9 MONTH CD
4.75% APY2
Multiply your savings with a highly competitive rate.
Interest rate locked in for the entire term
Minimum opening deposit of $1,000
Penalty may apply for early withdrawal
Eligible Checking Accounts
BLUE AXIS® CHECKING
We take this essential account to a whole new level, offering everything you need for financial wellness, plus many added benefits such as:
Unlimited ATM cash withdrawal fee rebates worldwide3
No monthly maintenance fees4
Minimum opening deposit of $1
Interest earned on all balances5
Earn up to $120 annually with our Quarterly Promotions
Early Pay available
BLUE CARBON® BUSINESS CHECKING
This is our reimagined business checking account where we include everything you need to shape your business and focus on your success.
No monthly maintenance fees
Minimum opening deposit of $1,000
Tiered interest rates5
Free Remote Deposit Capture service and single-feed scanner
Up to $100 credit towards Merchant Services equipment6
Two free outgoing wire transfers per month7
Free Fraud Monitoring with Positive Pay
Free ACH Origination Services with Same Day ACH available
Up to $50 credit towards First Order of Checks6
Early Pay & Blue Balance Access No Fee Overdraft Assistance available
Avoid a $5 monthly statement fee by enrolling in eBanking and selecting eStatements
BLUE CARBON EDGE® BUSINESS CHECKING
Our newest account featuring everything that comes with Blue Carbon® Business Checking and more.
No monthly maintenance fees
Minimum opening deposit of $250,000
Improved interest rates5
Dedicated Answer Desk # & Transition Team
Unlimited incoming & outgoing wire transfers
Free Remote Deposit Capture service and single-feed scanner
Up to $200 credit towards Merchant Services equipment8
Free Fraud Monitoring with Positive Pay
Free ACH Origination Services with Same Day ACH available
Up to $150 credit towards First Order of Checks8
Early Pay & Blue Balance Access No Fee Overdraft Assistance available
Avoid a $5 monthly statement fee by enrolling in eBanking and selecting eStatements
Rates are effective as of 5/24/23. Accounts opened online require eBanking enrollment.
1 APY (Annual Percentage Yield) of 5.00% is based on an interest rate of 4.88%. Must open a new or have an existing Blue Axis® Checking, Blue Carbon® Business Checking or Blue Carbon Edge® Business Checking to qualify. Rate applicable to initial term only and upon maturity will automatically renew to a 6 Month CD. Minimum deposit $1,000. Penalty for early withdrawal.
2 APY (Annual Percentage Yield) of 4.75% is based on an interest rate of 4.64%. Rate applicable to initial term only and upon maturity will automatically renew to a 6 Month CD. Minimum deposit $1,000. Penalty for early withdrawal.
3 Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry Bank® account. Blue Foundry Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
4 Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements.
5 Rate is subject to change after account opening. Fees may reduce the earnings on the account.
6 If you purchase a Merchant Services device, Blue Foundry Bank will credit your account up to $100. You will receive a credit up to $50 for your first order of checks. Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.
7 Normal fees will apply if wire transfers exceed more than two in a monthly period.
8 If you purchase a Merchant Services device, Blue Foundry Bank will credit your account up to $200. You will receive a credit up to $150 for your first order of checks. Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.